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Why students need better protection from loan fraud

Disclosure statement

low interest personal loans for low income earners

Richard Fossey does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.


A college education can set you up for a lifetime though it can come with a hefty price tag: Some unfortunate students have gotten both a mountain of debt and an education that falls far short of their expectations.

Across the nation, a few for-profit colleges have been deceiving students into taking out private loans that cost more than advertised. Others have made false claims about job placement rates or have offered credits that don’t transfer and in some cases don’t qualify students for the licenses they need.

Veterans have been particularly targeted, with schools eyeing their GI benefits. And for-profit colleges generally attract a higher percentage of low-income students, making these students targets as well.

As a scholar of educational law and policy, I’ve spent many years studying student loans and the debt crisis. Continue reading

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